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Calculate how much you might be able to borrow with our simplified affordability calculator (about your calculation)
You can also calculate your monthly mortgage payments, based on paying capital and interest.
And when you're ready just click the button below to start your mortgage journey.
If to live in, then your maximum property value is based on your deposit plus your potential borrowing based on declared income only. If to rent out, the maximum property value is based on a 25% deposit and 75% mortgage.
The exact amount you can borrow will depend on your specific circumstances and requirements, plus individual mortgage lender borrowing criteria.
The estimated rent required will vary based on the tax banding of the applicant(s), lender criteria and product selected.
As a mortgage is secured against your home/property it may be repossessed if you do not keep up the mortgage repayments.
What is Stamp Duty?
Stamp Duty Land Tax (SDLT) is a tax levied on the purchase of property in the UK.
SDLT is charged at different rates depending on the purchase price of a property, your circumstances and location. There are a number of stamp duty tax bands with rates rising from lower to higher bands.
If you would like to know more, speak to one of our mortgage experts.
